We understand that capital availability is a major component of the decision to acquire a pump system. To better serve your needs, we have established an affiliation with a company that specializes in equipment financing, Susquehanna Commercial Finance, Inc., a subsidiary of Susquehanna Bank. We have programs available that allow you to acquire your system without depleting your working capital. Here are some of the benefits of financing:
Preserve Capital – Financing your purchase will save cash and your line of credit for other needs that you may not be able to finance.
100% Financing – Typically, only the first and last month payments are due prior to delivery and installation of the equipment. Also, other costs such as design and installation can be included in the financing.
Move Quickly – The approval and documentation is simple and fast. Orders for your equipment can be executed within a few days.
Flexibility – Payment structures can be adjusted to reflect your business cash flow.
Fixed Rates – Unlike a line of credit, payments are fixed throughout the term of the transaction, allowing you to accurately predict your return on investment.
Loans – Conventional financing where you are the owner of the equipment and can benefit from depreciation.
Leases – Ownership is retained by the finance company and terms may be structured to allow the payments to be operating expenses for tax purposes and/or may be considered off balance sheet financing for financial reporting. Payments are lower than loan payments with an option to purchase the equipment at the end of the lease for its fair market value or a predetermined amount set at the beginning of the lease.
A finance quotation for your equipment purchase can be prepared at your request. Let Robert Brown Associates show you how much your monthly utility costs can be reduced with the installation of a new high efficiency variable speed pumping system.